Umbrella insurance is designed to provide additional liability coverage when the limits of certain underlying policies have been reached, subject to the terms, conditions, limits, and exclusions of the policy.
This coverage may be worth considering for homeowners, landlords, households with young drivers, individuals with significant assets, or anyone who wants greater protection against certain liability claims.
Lori can explain how umbrella insurance works, review applicable underlying coverage requirements, and help you compare available options based on your existing policies, assets, potential risks, and budget.
Coverage availability, eligibility requirements, and policy limits vary by insurer.
